The UK’s only independent provider of tailored finance for luxury, classic and high-end performance cars

At JBR Capital, we provide bespoke, specialist finance for modern day cars, supercars, classic cars and historic cars. We are car enthusiasts at heart, and we pride ourselves on offering a truly bespoke, personalised service.

Because we’re a direct lender, not a broker, we can make quick underwriting decisions. And we don’t just rely on credit scores and spreadsheets to make our decisions for us. We believe in face-to-face interactions, so we’ll get to know you and the car you’re looking to buy, to make sure we arrange the finance package to suit you.

Our services are available to private individuals and businesses, and we look to build long-standing relationships with all our customers. Our unrivalled blend of experience, expertise and flexibility are why we are the number one UK finance providers for McLaren Automotive.

With fast, flexible packages and a highly personal approach, JBR Capital is the prestige name in car finance. Get in touch now and find out how we can tailor a finance package for you, so you can drive home the car of your dreams.



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans



Fast results, with the ability to achieve low monthly repayments

We finance all luxury vehicles

Our Customers come first

‘I was very pleased that JBR were able to take into account a realistic value for my classic 1972 Mercedes – some lenders had told me it was still depreciating!’

Mercedes 230SL owner

‘I was one of a number of enthusiasts interested in a rare Bentley. Thanks to JBR’s fast service, I was able to get the funds quickly and beat the others to the car’

Bentley Continental owner

Expert, independent and secure

We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £270M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning
Classic Car Finance - Click for more

Classic Car Finance

Any age of car considered, including classic, vintage and historic cars

Deep expertise in classics means speedy and realistic valuations

Equity release available to unlock the capital in your classic car

Supercar - We finance Lamborghinis, Maseratis and a broad range of supercars

Supercar Finance

Sensible balloons allow the lowest possible monthly payments

Quick credit decisions driven by humans

Loans from £25k to £10m+ for all marques of supercars and hypercars

Prestige Car Finance - We finance a wide pool of prestige car marques and models

Prestige Car Finance

Competitive rates and monthly repayments

Manual underwriting enables a flexible view of your credit position

Fixed or variable rates, deposits and scheduled lump sums to suit your cash flow

Racing Car Finance - We finance a wide range of racing car marques and models

Racing Car Finance

Track-only and racing car finance from 12 to 60 months

Sensible valuations and loan to value available

Quick decisions ensure you don’t miss out on your opportunity to purchase

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements. We like to say yes.

Finance Calculator

See how much you can afford and explore how the payment types work.

Credit Score Checker

A quick and simple overview of your car finance credit score.

Contact us to learn more about our fast, flexible luxury car finance

If you’re looking to finance any new or used classic, luxury or high performance car, our expert team would love to chat with you.

JBR Blog Entries

VIDEO: Passenger review of the new Rolls-Royce Phantom

We are, of course, aware that the majority of Phantom owners will spend more (if not all) of their time enjoying the rear of the cabin. Watch our video below to see our view as a passenger in the vehicle…


Following the three major auctions held during Monterey Car Week in late August, momentum was maintained by RM Sotheby’s and Bonhams again holding sales…

JBR Capital Drivers Club at Goodwood

We’re big fans of the Festival of Speed and can’t resist a summer track day, so we decided to combine the two for the ultimate Goodwood experience…

Which Supercar are you?

Have you ever wondered which supercar best represents you and your personality? We’ve just launched our Supercar Quiz – a fun, interactive quiz that matches your interests and personality to your ideal supercar!

Take the quiz and discover which supercar suits you.

Get in touch today to find out how we can help you drive the car of your dreams. With fast, flexible finance and a highly personal approach, we are the Ferrari of financiers

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