We all know what it’s like to be stuck in a relationship that’s past its ‘best before’ date. If you’ve had enough of the uncompetitive terms of your existing finance arrangement, or you need finance to make a final balloon payment, talk to us. We can refinance existing finance agreements with your existing lender, and arrange bespoke terms to fit your exact circumstances.
Life’s too short to be stuck in an unhappy finance agreement. If you currently have finance on a modern or classic car valued at more than £75,000 – it’s well worth calling us on 020 3355 0035 and finding out what we can do for you.
What makes JBR Capital Different?
We’re a direct lender, not a broker, so we assess every car we finance individually, and provide the most bespoke finance solutions, tailored specifically to your needs.
Not sure if this is the right choice?
If you’re interested in finding out more about how refinance can help you put your car collection to work, it’s well worth calling us on 020 3355 0035 and asking us for a quotation.
We make high-end finance simple
We will take care of all the paperwork, including the sale and the hire purchase agreement, cutting through the complexity. Most of our customers get the go-ahead on their finance within a week.
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Finance agreement types
Choosing a Hire Purchase agreement allows you to pay for your car in monthly installments. Normally the APR (Annual Percentage Rate) is set before the contract, and loan periods are typically three to five years.
Owning your own classic car has never been more affordable, thanks to our lease purchase options. Choosing a lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but with a balloon payment at the end of the fixed term.
The high-value car market has achieved phenomenal growth in value during recent years. So now might be the time to release some of the equity currently tied up in your vehicle. We can help by leveraging the value of your car through equity release, also known as 'sale and hire purchase'.
We can offer a credit line allowing you to move very quickly and clinch the deal when your chosen vehicle does come up.
A lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but you own the car at the end of the fixed term.
We can help by leveraging the value of your car through equity release, also known as ‘sale and hire purchase’.
Finance personally designed to suit you and your vehicle
We specialise in high-end vehicles. That’s our only focus
Face-to-face conversations, decisions made by humans
Fast results, with the ability to achieve low monthly repayments
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Expert, independent and secure
We are happy to lend anything from £25,000 to £750k, and to date we have loaned almost £600M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.
As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.
Our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.