Equity Release

Release the cash tied up in your vehicle with our competitive terms and fast and flexible service

The high-value car market has achieved phenomenal growth in value during recent years. So now might be the time to release some of the equity currently tied up in your vehicle. We can help by leveraging the value of your car through equity release, also known as ‘sale and hire purchase’.

It’s relatively straightforward. If you own a high-value car, whether modern or classic, which is valued at more than £100,000, we can arrange to buy your car and then sell it back to you on a hire purchase agreement. No car dealers are involved in the process (so no awkward haggling) and the funds are released directly into your bank account.

We’ve helped customers wanting to raise capital to pay for investment properties, looking to extend their collection of investment-grade cars or who just need liquid assets for personal reasons.

  • Bespoke service: We’re a direct lender, not a broker, so we assess every car we finance individually.
  • Simple Process: We will take care of all the paperwork, including the sale and the hire purchase agreement, cutting through the complexity.
  • Quick decision: most of our customers get the go-ahead on their finance within a week.

If you’re interested in making the cash tied up in your high-value vehicle work harder, it’s well worth calling us on 020 3355 0035 and asking us for a quotation. There’s no obligation to sell and the funds could be in your account much sooner than you think.



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans



Fast results, with the ability to achieve low monthly repayments


How does car finance differ from leasing?

When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.

Can I reduce my monthly payment?

You can reduce your monthly repayments by putting down a larger deposit at the start of a finance agreement, or deferring a lump sum (also known as a balloon payment) until the end of the agreement, which can be a useful option in some circumstances. Call us to discuss your options and we can explain more.

What happens at the end of the agreement term?

You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.


The short answer is: Quite possibly. We take a holistic approach to credit underwriting and assess each application on its own merits. There are often very valid reasons why someone has a less than perfect credit history, and we always take into account each individual’s circumstances. If you’d like to discuss this, we’d be delighted to explain further.

Contact us to learn more about our fast, flexible equity release finance

If you’re looking to finance any new or used classic, luxury or high performance car, our expert team would love to chat with you.

Pin It on Pinterest