We build long-term relationships with IFA’s, Mortgage Brokers and Wealth Managers

JBR Capital is the UK’s only independent finance provider dedicated solely to high end vehicles. Recognising that many people who enjoy high end vehicles will have a relationship with an adviser, we have developed a proposition which allows you to better serve your clients and be involved in the process, rather than being cut out of the loop by those looking for finance in this space. In addition, our proposition puts you in a strong position to meet the growing demand to borrow against vehicles as an alternative to bridging, 2nd charge loans or equity release.

Many of you will have clients who are car enthusiasts with a desire to buy a high end vehicle, supercar or prestige car. Perhaps they invest in classic or historic cars, or are a member of a race team.

We are a lender, not a broker, and this, coupled with our specialist sector knowledge allows us to offer flexible and bespoke finance against any such vehicle, ranging from £25,000 to £3 million-plus. We underwrite in-house and our “can do” attitude allows us to offer attractive rates, with fast turnaround times from as little as 2 days.

In addition to a healthy referral fee or commission, the benefits to you are indeed compelling:

* Avoids restraints and delays typical with a remortgage

* An alternative to bridging, 2nd charge loans or equity release

* Suits car enthusiasts who prefer to keep cash at bank

* Allows businesses to raise finance

* Provides an option for those without permanent UK residency

* A perfect fit for a wealthy client with no credit history

* Provides the car enthusiast with an ideal and long-term relationship with a specialist company who can help them grow their collection

We’re backed by Cabot Square Capital – the specialist financial services private equity investor. We’re also full members of the Finance & Leasing Association and we abide by its FLA Lending Code on trading fairly and responsibly, and we are also regulated by the Financial Conduct Authority.

If you are an intermediary with clients who enjoy their cars, contact us today on 020 3355 0035.

Our partners and professionals

What our clients say


Finance personally designed to suit your customer and their vehicle


We specialise in high-end vehicles. That’s our only focus


Face-to-face conversations, quick decisions made by humans


The ability to achieve just the right deal for you and your client

Talk with us to

Expert, independent and secure

We are happy to lend anything from £25,000 to £750k, and to date we have loaned almost £600M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning