Classic car finance

Whatever the vintage, our flexible finance options mean that owning a classic car has never been more affordable or accessible


Once you’ve chosen your vehicle we can talk you through your options and create a tailored finance package perfectly suited to your car and your personal circumstances.

  • Classic car finance expertise: Because we’re a direct lender, not a broker, we assess every car we finance individually.
  • Custom-built finance: We offer flexible and competitive finance from £25k to £3m.
  • Quick decision: Most of our customers get the go-ahead on their finance within a week.

Turn your dream of owning a classic car into reality

Driving a classic car, with its own unique blend of charm and sophistication, is an experience like no other. We understand that classic cars come with their quirks but nothing beats their charm or nostalgic appeal.

If you’re ready to drive home a piece of automotive history, your next move should be to talk to us about a classic car loan, equity release or refinance.  Call us on 020 3355 0035 – we love saying yes.


Our Products


Owning your own supercar, classic car or prestige car has never been more affordable, thanks to our hire purchase options.


A lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but you own the car at the end of the fixed term.

Equity Release

We can help by leveraging the value of your car through equity release, also known as ‘sale and hire purchase’.


We can refinance existing finance agreements with your existing lender, and arrange bespoke terms to fit your exact circumstances.

As seen in...

JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more
JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more

Real examples of how we've financed dream Jaguar:*

*These examples have been kept anonymous to maintain the privacy of our HNWI clients

Jaguar e-type finance example
Jaguar E-Type
Total amount of credit£96,000
Total charge for credit£28,601
48 monthly payments of£1,345
Final balloon payment£60,000
Total amount payable£149,146
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR9.5%
We finance Lamborghini Countach
Total amount of credit£382,500
Total charge for credit£93,789
48 monthly payments of£5,235
Final balloon payment£225,000
Total amount payable£544,334
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%
Ferrari f40 finance example
Ferrari F40
Total amount of credit£720,000
Total charge for credit£180,826
48 monthly payments of£9,392
Final balloon payment£450,000
Total amount payable£1,081,371
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%
We know that every car and every owner is different.

 020 3355 0035

Discover your bespoke solution

Top Classic Models we Finance

Aston Martin DB5

Aston Martin DB5

Superleggera-bodied grand touring coupé, 1963-65

Porsche 965

Porsche 965

The Beautiful, elegant original

Ferrari 250GT/GTO

Ferrari 250GT/GTO

Beautiful front-engined coupé and convertible, 1953-64



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans


Competitive rates

Fast results, with the ability to achieve low monthly repayments



Call or email us today



Speak directly with our classic car finance experts



We will send you a quote tailored to your needs



Once agreed the proposal will be submitted



Applications submitted to our underwriters



Finance approved. Drive your dream car.

Finance agreement types

Classic Car Finance FAQs

When does a car become a classic?

The definition of a ‘classic’ has traditionally been a rolling date, currently pre-1977. However, with many ‘modern classics’ proving very popular, some cars of historic merit pre-2000 could arguably fall into this category.

Can I get a loan for a classic car?

We’re experts in classic cars and can tailor a loan to suit your needs. Unlike most lenders, we are able to provide loans for classic cars, so get in touch today to speak to one of our experts.

Are classic cars a good investment?

Classic cars can offer excellent potential as investments. According to the Knight Frank Wealth Report, classic cars offer are second only to investment-grade wine in terms of return, yielding an average of 9% return last year and 457% over 10 years.

Can I arrange finance for multiple cars?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

Finance options for classic car finance

You can finance a classic car through our bespoke finance packages. From a straight Hire Purchase agreement to a Lease Purchase agreement, our finance options are both flexible and tailored, to suit your needs.

What’s my classic car worth?

Classifieds offer a (very) rough guide to the value of classic car models, however if you are looking to finance your classic car, we can assist with the valuation.

Can I refinance my existing classic car?

If you own a classic car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage in any increase in the car’s value. Find out more about how to refinance your current vehicle.

Can I release equity from my classic car?

If your car is valued at more than £75,000, you can release the equity tied up in the vehicle. Many clients have taken advantage of equity release as a means of repatriating capital. Visit our equity release page for more information.

Contact us to learn more about our fast, flexible classic car finance

Interested in hearing about our affordable finance options for classic cars? Just give us your details and we’ll be in touch.

Classic Car Blog Entries

Fast Four-Seats Fastbacks

Car enthusiasts are not known for compromising in the pursuit for their perfect car, and why should they? The options are plentiful when looking at 0-60s, brand new technology or sublime comfort but what about when it comes to needing all of the above AND four seats? Check out JBR’s list of best in class answers.

Come and meet us at the London Classic Car Show

JBR Capital exhibited at the show for the first time last year, and we thoroughly enjoyed the opportunity to meet and chat with our clients and like-minded classic car enthusiasts. This year, JBR Capital will be exhibiting at stand C22, displaying a mouth-watering, multi-million-pound 1959 Aston Martin DB4 GT Lightweight. Hopefully see you there!

How To Maintain Your Classic Car

For reasons of safety, continued reliability and value preservation, proper care and maintenance is crucial whether the car is driven frequently, occasionally or it spends much of its time in hibernation. Read on as our classic car experts take you through the dos and don’ts of your car ownership and maintenance…

The Top 10 Supercars of 2017

Last year, JBR Capital – providers of high-end vehicle finance – revealed its top 10 supercars of the year. These are the most popular luxury high-performance models that JBR Capital has provided loans on over the last 12 month.

2017 in the Rearview Mirror

It’s that time of year when we look back on the past 12 months and take stock. With that in mind we invited Dr. Vincent van der Vinne, author of ‘Investing in Cars,’ to look back on what has been an exciting year for auction houses around the world.

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