Classic car finance

Whatever the vintage, our flexible finance options mean that owning a classic car has never been more affordable or accessible

If you’re looking to drive a vehicle with its own unique style and character, then a classic car is impossible to beat. In fact, it could be the most beautiful thing you ever own. And with bespoke classic car finance options tailored to suit the connoisseur, owning your own classic car could be far more affordable than you think.

Once you’ve chosen your vehicle, call us on 020 3355 0035. We can talk you through your options and create a tailored finance package perfectly suited to your car and your personal circumstances.

  • Classic car finance expertise: because we’re a direct lender, not a broker, we assess every car we finance individually.
  • Custom-built finance: we offer flexible and competitive finance that puts you in control
  • Quick decision: most of our customers get the go-ahead on their finance within a week

Classic car finance to suit you
We can make owning your classic car affordable and accessible, with realistic fixed or variable interest rates, staged repayments and early settlement options that will take the hassle out of ownership. 

Turn your dream of owning a classic car into reality
Driving a classic car, with its own unique blend of charm and sophistication, is an experience like no other. If you’re ready to drive home a piece of automotive history, your next move should be to talk to us about a classic car loan.



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans



Fast results, with the ability to achieve low monthly repayments

Our Customers come first

‘I was very pleased that JBR were able to take into account a realistic value for my classic Mercedes – some lenders had told me it was still depreciating!’

A Mercedes Mercedes 300-SL Owner

‘I was interested in a rare Bentley. Thanks to JBR’s fast classic car finance service, I was able to get the funds quickly and beat the others to the car.’

A Bentley Continental owner

Expert, independent and secure

We are happy to lend anything from £25,000 to £3m, and to date we have loaned over £195m. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its Business Finance Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning

Contact us to learn more about our fast, flexible classic car finance

Interested in hearing about our affordable finance options for classic cars? Just give us your details and we’ll be in touch.

Classic Car Blog Entries

How to buy a classic – our handy guide

Whether a Fiat 500 or Ferrari 500 Superfast, most of us have hankered after a classic car – but how do you turn that dream into a reality? We’ve put together a handy guide on how to buy your very own classic car, whether buying privately, from a dealer or at auction.

Maserati 3500 GT/GTi Spider – relatively inexpensive

Twenty years ago, in December 1996, Brooks auctioned a nice original Maserati 3500 GT Spider for £29,000. In February 2015 Artcurial sold one in similar condition for £620,000. Nevertheless, this model seems relatively inexpensive. Why, you may ask, is the Maserati 3500 GT/GTI Spider such an interesting car?

Astons Auctioned

Bonhams’ 18th annual Aston Martin sale at Aston Martin’s spiritual home in Newport Pagnell on Saturday 13th May achieved over £5 million.

Classic Car Finance FAQs

How does classic car finance differ from leasing?

When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.

Can I buy the car from a private individual?

Yes – you can purchase your car from a dealer, private individual or at auction.

Can I refinance my existing classic car?

If you own a classic car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage in any increase in the car’s value. Find out more about how to refinance your current vehicle.

Can I release equity from my classic car?

If your car is valued at more than £75,000, you can release the equity tied up in the vehicle. Many clients have taken advantage of equity release as a means of repatriating capital. Visit our equity release page for more information.

What happens at the end of the agreement term?

You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.

Can I get a credit line approved ahead of an auction?

We can pre-approve funds and make them immediately available if you place the winning bid for a classic car at auction.

Can I arrange finance for more than one car?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

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