Classic Car Finance

Whatever the vintage, our flexible finance options mean that owning a classic car has never been more affordable or accessible

Turn your dream of owning a classic car into reality

See how JBR Capital can help you to drive the classic car of your dreams:

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We lend anything from £25k to £5m.
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We understand the true values of classic cars, enabling us to lend more for your car.
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Our realistic balloon payments give you the most affordable monthly repayments.
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Our unrivalled knowledge of the classic car market means our credit process is quick and easy.

CLASSIC CAR LOAN TO SUIT YOU

Classic car finance is an increasingly popular way of buying a vintage or historic vehicle, and can easily put you in the driving seat of a Porsche, Morgan or Aston Martin DB5.

We offer specialist car financing packages to help you secure a loan for a new car or you can refinance your collection through equity release. A dedicated adviser will evaluate your application, assess your eligibility, and evaluate the car you are buying to ensure you are getting a competitive rate.

No matter if you are a classic car collector or first time buyer, the finance package will be tailored to your needs, while our expertise and enthusiasm guarantees you are in good hands.

To find out which is the best way to finance a classic car or historic vehicle, read our in-depth classic car finance guide.

Why Finance with us?

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expertise

We’ve built great relationships with classic car dealers and auction houses and have a wealth of industry knowledge which enables us to offer the best advice at every stage of the buying process.

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Custom-built finance

We are a direct lender and we assess every finance application individually. We will assess your eligibility and make sure we offer a loan that suits your financial circumstances.

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Fast decision

We’ve paid out deals in less than 24 hours and £1m+ deals in less than a week, enabling our clients to act fast when they require cash.

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Competitive rates

We are a responsible lender and provide the most suitable finance option depending on a client’s situation and needs, with strong but realistic balloons.

What our clients say

As seen in...

JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more
JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more
JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more
JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more
JBR Capital as seen in The times Classic & Sport Car The telegraph Pistonheads Evo and more

Classic Cars We Finance

Aston Martin DB5

Aston Martin DB5

Superleggera-bodied grand touring coupé, 1963-65

Porsche 965

Porsche 356

The Beautiful, elegant original

Ferrari 250GT/GTO

Ferrari 250GT/GTO

Beautiful front-engined coupé and convertible, 1953-64

Classic Car Finance FAQs

When does a car become a classic?

The definition of a ‘classic’ has traditionally been a rolling date, currently pre-1977. However, with many ‘modern classics’ proving very popular, some cars of historic merit pre-2000 could arguably fall into this category.

Can I get a loan for a classic car?

We’re experts in classic cars and can tailor a loan to suit your needs. Unlike most lenders, we are able to provide loans for classic cars, so get in touch today to speak to one of our experts.

Are classic cars a good investment?

Classic cars can offer excellent potential as investments. According to the Knight Frank Wealth Report, classic cars offer are second only to investment-grade wine in terms of return, yielding an average of 9% return last year and 457% over 10 years.

Can I arrange finance for multiple cars?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

Finance options for classic car finance

You can finance a classic car through our bespoke finance packages. From a straight Hire Purchase agreement to a Lease Purchase agreement, our finance options are both flexible and tailored, to suit your needs.

What’s my classic car worth?

Classifieds offer a (very) rough guide to the value of classic car models, however if you are looking to finance your classic car, we can assist with the valuation.

Can I refinance my existing classic car?

If you own a classic car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage in any increase in the car’s value. Find out more about how to refinance your current vehicle.

Can I release equity from my classic car?

If your car is valued at more than £75,000, you can release the equity tied up in the vehicle. Many clients have taken advantage of equity release as a means of repatriating capital. Visit our equity release page for more information.

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

See how much you can afford and explore how the payment types work

Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

See how much you can afford and explore how the payment types work

Car Finance Glossary

Our complete glossary of terms related to car finance - the process doesn't have to be complicated.

See how much you can afford and explore how the payment types work

Complete Car Finance Guide

Our complete guide will help you understand how car finance works and which type of agreement is best for you.

Our Finance Products

We take pride in the bespoke nature of our service and our four core finance products can be tailored to meet your specific requirements. If you are looking to fund your dream car then a hire or lease purchase package could be for you. Alternatively, owners interested in unlocking capital in their vehicle can talk to us about equity release. Take a look at the relevant links below to discover more about the range of options available to you.

JBR 500 virtual garage

Celebrate our £500 milestone and visit JBR500 virtual garage, a place where we take time to celebrate some of the most interesting and historically significant cars that have formed part of our £500 million lending milestone.

Visit the JBR500 Garage