Why Finance with us?

Bespoke finance with JBR Capital


You will deal with a human underwriter, which will spend time to full understand your financial circumstances. This enables us to created tailored loan agreements for Mercedes models to suit our client’s needs.

Personal Service with JBR Capital


No matter what Mercedes Benz model you want to buy, from a classic Pagoda to the latest C Class, we work with the best dealers and sellers, so we understand the current car market and can help you navigate the buying process.

Expert Knowledge with JBR Capital


From you’re very first point of contact, to the underwriting process and to signing the documents, every touch point is humanised. Our team can make quick, effective and accurate decisions on your Mercedes finance. JBR is authorised and regulated by the Financial Conduct Authority.

Competitive Rates with JBR Capital

Competitive rates

We pride ourselves on our ability to provide lower monthly repayments and rates than most lenders and we can offer finance to clients who may be turned away by more generic and high street providers.

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What our clients say


How much deposit will I need?

Usually 10-20% of the cost of the vehicle. The exact sum will depend on your financial situation and whether you are buying a new or used car. However, there are a few agreements that do not require any deposit, whereas others may ask for up to 30 per cent to qualify for a low interest rate. Of course, the more money you can put down as a deposit the less you’ll have to borrow and therefore the lower your monthly repayments will be.

I have bad credit; can I still get car finance?

The short answer is: Quite possibly. We take a holistic approach to credit underwriting and assess each application on its own merits. There are often very valid reasons why someone has a less than perfect credit history, and we always take into account each individual’s circumstances. If you’d like to discuss this, we’d be delighted to explain further.

Can I settle the agreement early?

Yes, but charges will usually apply – these are explained in the terms and conditions of your agreement. Please call us for further information.

Can I sell the car?

Once you’ve paid off the outstanding sum it’s yours and you can do whatever you like with it. However, while you’re still paying off the finance you aren’t legally entitled to sell the car.

Can I reduce my monthly payment?

You can reduce your monthly repayments by putting down a larger deposit at the start of a finance agreement, or deferring a lump sum (also known as a balloon payment) until the end of the agreement, which can be a useful option in some circumstances. Call us to discuss your options and we can explain more.

What interest rate will I be charged?

This will depend on the value of the car you are interested in buying, the type of finance you choose and your personal circumstances. If you’d like a personal quote, get in touch. We’d be happy to oblige.

Can I arrange finance for more than one car?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

Mercedes-Benz - Representative Finance Examples:*

*Shown below are hire purchase with balloon finance examples, purely for indicative purposes. Please contact one of the team for a tailored quotation.

Mercedes-Benz GLC 63 S finance example

C Class Amg Coupe C63

Year 2018
Value £54,000
Deposit £5,400
Total amount of credit £48,600
Total charge for credit £10,433
48 monthly payments of £655
Final balloon payment £27,000
Total amount payable £64,433
Fixed rate of interest per annum 6.13%
Duration of agreement 49 months
Representative APR 6.9%
Interest Type Fixed
Mercedes-Benz AMG GT finance examples


Year 2019
Value £95,000
Deposit £9,500
Total amount of credit £85,500
Total charge for credit £20,612
48 monthly payments of £1,221
Final balloon payment £4,750
Total amount payable £115,612
Fixed rate of interest per annum 7.5%
Duration of agreement 49 months
Representative APR 7.9%
Interest Type Fixed
Mercedes-Benz SLS AMG finance example

S class AMG

Year 2010
Value £140,000
Deposit £14,000
Total amount of credit £126,000
Total charge for credit £27,053
48 monthly payments of £1,718
Final balloon payment £70,000
Total amount payable £167,053
Fixed rate of interest per annum 6.54%
Duration of agreement 49 months
Representative APR 6.9%
Interest Type Fixed


Car Finance Process With JBR Capital

1. Get In Touch

Call or email us today to receive a quote from our car finance experts

2. Submit Application

Once agreed, the finance proposal will be submitted to our underwriters

3. Pay Deposit

Once approved, you simply pay the deposit, sign the finance agreement

4. Drive your dream car

We pay the balance and you drive away in your dream car!

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

Mercedes-Benz Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

Car Finance Glossary

Our complete glossary of terms related to car finance - the process doesn't have to be complicated.

Useful Guides

Car manufacturer buying guides and finance guides to help you make informed decisions when shopping for your next supercar.

Top Mercedes-Benz Models We Finance

Mercedes S Class s550

Mercedes S Class s550

A modern classic in the making

Mercedes SLS AMG


True heir to the Gullwing, a charismatic supercar, 2010-14

Mercedes AMG GT


The flagship supercharged GT more info


There’s a vast range to choose from under the Mercedes-Benz banner; from hatchbacks to SUVs, cabriolets to grand tourers, the marque has something in almost every area of the car market. And even within those ranges, there’s a wide variance between trim levels and options, from the frugally equipped diesel saloons sometimes referred to as ‘Stuttgart taxis’ right up to the grand and sumptuously outfitted Mercedes C Class luxury limousines.

Mercedes models are desired all over the world, even seen as the “best luxury car for a woman” appearing in the top five most expensive cars in the world and within the list of the most expensive cars of female celebrities.

Founded in 1926; today’s Mercedes-Benz is still a division of Daimler AG. The beginning on 1999 marked a rather important event in the manufacturer’s evolution, when AMG became part of Mercedes-Benz. Once an independent company dedicated to improving the handling and performance of Mercedes’ cars, AMG becoming a division of Mercedes-Benz denoted a strong commitment to produce a line of highly desirable performance-focused vehicles.

With their proudly hand-built engines and many enhancements to suspension, brakes, wheels, gearboxes and much more, AMG-badged Mercedes are stunning examples of an already good car made into a great one. Some of their modifications are subtle enhancements, others more brazen add-ons, like the Black Series which is apparently optimised for the race track.

Of course, AMG is not the only Mercedes modifier; well-respected workshop Brabus is worth investigating too. The 450SEL 6.9, a luxury saloon with an outrageously outsized engine, and famously owned by playboy racing driver James Hunt, is very collectable too, and even the 1980s Cosworth-tuned 190E is starting to pick up some serious momentum in the collectors’ market.

Mercedes-Benz Finance With JBR Capital
Mercedes-Benz Finance With JBR Capital

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Classic Mercedes-Benz We Finance

Mercedes Gullwing

300SL Gullwing

Beautiful and fast 2 seat coupé, 1954–63


280SL Pagoda

Among the most revolutionary luxury convertibles of it's time, 1967-71



A stunning two-door super luxury roadster, 1955–63


Mercedes is a big league producer of luxury and comfortable vehicles, a car manufacturer of ultimate recognition, development engineering and first-class performance. It is a most long-standing automobile brand, and its journey began in 1886, when Karl Benz manufactured the first gasoline-powered car. The first cars under its name were sold in 1901, and soon the first racing car, Blitzen Benz, was produced.

We Finance all Mercedes - including the Mercedes-Benz 300 SL "Gullwing”. This particular model is considered by many as one of the best cars of all time, featuring heavily in top 100 lists. The designation SL derives from the German Sport Leicht, or Sport Lightweight and was first applied to the 300SL. This sporting prowess flows through to today’s AMG powerhouses – classics in the making.

Going further back in time, for let’s face it we are talking about the inventors of the motorcar, there are some great examples – from grand and rather beautiful pre-war tourers like the 500K to the legendary Silver Arrows grand prix cars – Mercedes’ long history has produced many best-of-breed cars.

The SSK – in production from 1928 to 1938 pops up in classic car shows as well as any gangster movie.

Classic Mercedes are famed for their reliability as well as holding their value, making them an all-round good investment. Everyone has their favourite. For us it’s the 1989 Mercedes-Benz 560 Series Convertible which was the epitome of cool, elegant style of its time.

Mercedes-Benz Finance With JBR Capital
Mercedes-Benz Finance With JBR Capital

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