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Prestige and Luxury car finance
Our flexible options make owning a prestige car affordable and accessible.
There are plenty of great reasons to own a prestige car. We can finance any high-end prestige and luxury vehicle, including 4x4s, limousines, executive saloons, futuristic hybrids and electric powered vehicles. From Tesla to Rolls-Royce, we can finance the prestige car you desire. We offer a highly personalised luxury service dedicated to meeting your needs.
Bespoke finance
Our credit analyst team doesn’t just punch numbers into a computer, they assess each case individually and offers tailored and flexible finance options to suit your needs.
Expert knowledge
As a luxury car finance lender, prestige car finance is in our DNA. We provide great finance offers on all prestige vehicles.
Fast Decisions:
You’ve directly come to the source of the money, which for you means, quick decisions and turnarounds to ensure you get the prestige car of your dreams.
Competitive rates
Our monthly payments and rates are often lower than other lenders and we can offer finance to clients who may be turned away by computer-driven algorithms of other lenders.
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Some of the most popular prestige models we finance
Jaguar F-Type
Stylish, highly capable Jaguar, 2013-now
Range Rover
The flagship full size luxury SUV by Land Rover, 1970-now
BMW X6
With a lot of power and contemporary style this is among the most popular BMW’s 2007-now
Supercar Finance
Bespoke finance for Supercars
Prestige & Luxury Car Finance Examples:*
*These examples have been kept anonymous to maintain the privacy of our HNWI clients
| Continental GT | |
|---|---|
| Year | 2017 |
| Value | £160,000 |
| OUR FINANCE EXAMPLE | |
| Deposit | £16,000 |
| Total amount of credit | £144,000 |
| Total charge for credit | £34,268 |
| 48 monthly payments of | £2,047 |
| Final balloon payment | £80,000 |
| Total amount payable | £194,813 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
| Ghost | |
|---|---|
| Year | 2017 |
| Value | £235,000 |
| OUR FINANCE EXAMPLE | |
| Deposit | £23,500 |
| Total amount of credit | £211,500 |
| Total charge for credit | £50,613 |
| 48 monthly payments of | £3,012 |
| Final balloon payment | £117,500 |
| Total amount payable | £286,158 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
| Model X | |
|---|---|
| Year | 2017 |
| Value | £70,000 |
| OUR FINANCE EXAMPLE | |
| Deposit | £7,000 |
| Total amount of credit | £63,000 |
| Total charge for credit | £14,654 |
| 48 monthly payments of | £888 |
| Final balloon payment | £35,000 |
| Total amount payable | £85,199 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
We know that every car and every owner is different.
Finance agreement types
Expert, independent and secure
We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £270M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.
As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.
Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.
Useful Car Finance Tools
Car Finance Enquiry
Talk to our expert team about your particular requirements. We like to say yes.
Finance Calculator
See how much you can afford and explore how the payment types work.
Credit Score Checker
A quick and simple overview of your car finance credit score.
Read our Blog for latest news about prestige and luxury cars...
Car finance news, Auctions, Car Show appearances and more...
We are there for all of it, and we love to talk about it.
Prestige and Luxury Car Finance FAQs
How does Prestige or Luxury car finance differ from leasing?
When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.
Can I buy the car from a private individual?
Yes – you can purchase your car from a dealer, private individual or at auction.
Can I refinance my existing Prestige or Luxury car?
If you own a prestige or a luxury car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage of any increase in the car’s value. Find out more about how to refinance your current vehicle.
Can I arrange finance for more than one Prestige or Luxury car?
Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.
What happens at the end of the agreement term?
You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.
Can I get a credit line approved ahead of an auction?
We can pre-approve funds and make them immediately available if you place the winning bid for a prestige car at auction.
Can I release equity from my Prestige or Luxury car?
If your car is valued at more than £100,000, you can take advantage of equity release, which means we buy your car and then sell if back to you on a hire purchase agreement. Visit our equity release page for more information.