Prestige and Luxury car finance

Our flexible options make owning a prestige car affordable and accessible.

There are plenty of great reasons to own a prestige car. We can finance any high-end prestige and luxury vehicle, including 4x4s, limousines, executive saloons, futuristic hybrids and electric powered vehicles. From Tesla to Rolls-Royce, we can finance the prestige car you desire, including luxury car leasing deals. And there are a myriad of ways to finance including luxury lease cars, luxury car finance, and high end car equity release packages. We offer a highly personalised luxury service dedicated to meeting your needs, from our London UK offices.

JBR Capital Luxury car finance provider

Bespoke finance

Our credit analyst team doesn’t just punch numbers into a computer, they assess each case individually and offers tailored and flexible finance options to suit your needs.


Expert knowledge

As a luxury car finance lender, prestige car finance is in our DNA. We provide great finance offers on all prestige vehicles.


Fast Decisions:

You’ve directly come to the source of the money, which for you means, quick decisions and turnarounds to ensure you get the prestige car of your dreams.


Competitive rates

Our monthly payments and rates are often lower than other lenders and we can offer finance to clients who may be turned away by computer-driven algorithms of other lenders. We have the best luxury car lease deals meaning leasing prestige cars is quick and easy. Enquire today about our luxury car lease uk packages, or use our luxury car finance calculator.

Some of the most popular prestige models we finance

Jaguar Ftype

Jaguar F-Type

Stylish, highly capable Jaguar, 2013-now


Range Rover

The flagship full size luxury SUV by Land Rover, 1970-now



With a lot of power and contemporary style this is among the most popular BMW’s 2007-now

Ferrari Laferrari

Supercar Finance

Bespoke finance for Supercars

Prestige, Classic and Supercars we finance

+ More Marques

Prestige & Luxury Car Finance Examples:*

*These examples have been kept anonymous to maintain the privacy of our HNWI clients

Bentley Continental GT finance examples

Bentley Continental GT

Total amount of credit£144,000
Total charge for credit£34,268
48 monthly payments of£2,047
Final balloon payment£80,000
Total amount payable£194,813
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%


Rolls Royce Ghost finance example

Rolls-Royce Ghost

Total amount of credit£211,500
Total charge for credit£50,613
48 monthly payments of£3,012
Final balloon payment£117,500
Total amount payable£286,158
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%


bentley Bentayga finance example

Tesla Model X

Total amount of credit£63,000
Total charge for credit£14,654
48 monthly payments of£888
Final balloon payment£35,000
Total amount payable£85,199
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%


We know that every car and every owner is different.

 020 3355 0035

Finance agreement types

Prestige car finance with JBR capital

Hire Purchase

Choosing a Hire Purchase agreement allows you to pay for your car in monthly installments. Normally the APR (Annual Percentage Rate) is set before the contract, and loan periods are typically three to five years.

Prestige car finance with JBR capital

Lease Purchase

Owning your own classic car has never been more affordable, thanks to our lease purchase options. Choosing a lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but with a balloon payment at the end of the fixed term.

Prestige car finance with JBR capital

Equity Release

The high-value car market has achieved phenomenal growth in value during recent years. So now might be the time to release some of the equity currently tied up in your vehicle. We can help by leveraging the value of your car through equity release, also known as 'sale and hire purchase'.

Expert, independent and secure

We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £400M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning


Useful Car Finance Tools


Car Finance Enquiry

Talk to our expert team about your particular requirements. We like to say yes.

See how much you can afford and explore how the payment types work

Finance Calculator

See how much you can afford and explore how the payment types work.

Credit Score Checker

A quick and simple overview of your car finance credit score.

Best Classic and Supercar Shows & Events in 2019

We’ve compiled a list of the 15 very best shows – the ones you really don’t want to miss – so you can enjoy the ultimate automotive experiences in 2019. Make sure to save those dates in your calendar.

Read our Magazine for latest news about prestige and luxury cars...

Car finance news, Auctions, Car Show appearances and more...
We are there for all of it, and we love to talk about it.

Prestige and Luxury Car Finance FAQs

How does Prestige or Luxury car finance differ from leasing?

When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.

Can I buy the car from a private individual?

Yes – you can purchase your car from a dealer, private individual or at auction.

Can I refinance my existing Prestige or Luxury car?

If you own a prestige or a luxury car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage of any increase in the car’s value. Find out more about how to refinance your current vehicle.

Can I arrange finance for more than one Prestige or Luxury car?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

What happens at the end of the agreement term?

You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.

Can I get a credit line approved ahead of an auction?

We can pre-approve funds and make them immediately available if you place the winning bid for a prestige car at auction.

Can I release equity from my Prestige or Luxury car?

If your car is valued at more than £100,000, you can take advantage of equity release, which means we buy your car and then sell if back to you on a hire purchase agreement. Visit our equity release page for more information.