Prestige and Luxury Car Finance

Our flexible options make owning a prestige car affordable and accessible.

There are plenty of great reasons to own a prestige car. We can finance any high-end prestige and luxury vehicle, including 4x4s, limousines, executive saloons, futuristic hybrids and electric powered vehicles. From Tesla to Rolls-Royce, we can finance the prestige car you desire, including luxury car leasing deals. And there are a myriad of ways to finance including luxury lease cars, luxury car finance, and high end car equity release packages. We offer a highly personalised luxury service dedicated to meeting your needs, from our London UK offices.

Why Finance with us?

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Bespoke finance

Our credit analyst team doesn’t just punch numbers into a computer, they assess each case individually and offers tailored and flexible finance options to suit your needs.

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Expert knowledge

As a luxury car finance lender, prestige car finance is in our DNA. We provide great finance offers on all prestige vehicles.

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Fast Decisions:

You’ve directly come to the source of the money, which for you means, quick decisions and turnarounds to ensure you get the prestige car of your dreams.

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Competitive rates

Our monthly payments and rates are often lower than other lenders and we can offer finance to clients who may be turned away by computer-driven algorithms of other lenders. We have the best luxury car lease deals meaning leasing prestige cars is quick and easy. Enquire today about our luxury car lease uk packages, or use our luxury car finance calculator.

Some of the most popular prestige models we finance

Jaguar Ftype

Jaguar F-Type

Stylish, highly capable Jaguar, 2013-now

rangerover

Range Rover

The flagship full size luxury SUV by Land Rover, 1970-now

250California

BMW X6

With a lot of power and contemporary style this is among the most popular BMW’s 2007-now

WHAT OUR CLIENTS SAY

Prestige, Classic and Supercars we finance

+ More Marques

Prestige and Luxury Car Finance FAQs

How does Prestige or Luxury car finance differ from leasing?

When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.

Can I buy the car from a private individual?

Yes – you can purchase your car from a dealer, private individual or at auction.

Can I refinance my existing Prestige or Luxury car?

If you own a prestige or a luxury car valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage of any increase in the car’s value. Find out more about how to refinance your current vehicle.

Can I arrange finance for more than one Prestige or Luxury car?

Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.

What happens at the end of the agreement term?

You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.

Can I get a credit line approved ahead of an auction?

We can pre-approve funds and make them immediately available if you place the winning bid for a prestige car at auction.

Can I release equity from my Prestige or Luxury car?

If your car is valued at more than £100,000, you can take advantage of equity release, which means we buy your car and then sell if back to you on a hire purchase agreement. Visit our equity release page for more information.

Prestige & Luxury Car Finance Examples:*

*The figures shown below are purely for illustrative purposes. For your personalised rate please give our team a call on 020 3355 0035 – you may discover savings beyond those shown by the examples below.
Bentley Continental GT finance examples

Bentley Continental GT

Year2017
Value£160,000
OUR FINANCE EXAMPLE
Deposit£16,000
Total amount of credit£144,000
Total charge for credit£34,268
48 monthly payments of£2,047
Final balloon payment£80,000
Total amount payable£194,813
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%

 

Rolls Royce Ghost finance example

Rolls-Royce Ghost

Year2017
Value£235,000
OUR FINANCE EXAMPLE
Deposit£23,500
Total amount of credit£211,500
Total charge for credit£50,613
48 monthly payments of£3,012
Final balloon payment£117,500
Total amount payable£286,158
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%

 

bentley Bentayga finance example

Tesla Model X

Year2017
Value£70,000
OUR FINANCE EXAMPLE
Deposit£7,000
Total amount of credit£63,000
Total charge for credit£14,654
48 monthly payments of£888
Final balloon payment£35,000
Total amount payable£85,199
Fixed rate of interest per annum7.48%
Duration of agreement49 months
Representative APR7.9%

 

We know that every car and every owner is different.

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

See how much you can afford and explore how the payment types work

Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

See how much you can afford and explore how the payment types work

Car Finance Glossary

Our complete glossary of terms related to car finance - the process doesn't have to be complicated.

See how much you can afford and explore how the payment types work

Complete Car Finance Guide

Our complete guide will help you understand how car finance works and which type of agreement is best for you.

Best Classic and Supercar Shows & Events in 2019

We’ve compiled a list of the 15 very best shows – the ones you really don’t want to miss – so you can enjoy the ultimate automotive experiences in 2019. Make sure to save those dates in your calendar.

JBR 500 virtual garage

Celebrate our £500 milestone and visit JBR500 virtual garage, a place where we take time to celebrate some of the most interesting and historically significant cars that have formed part of our £500 million lending milestone.

Visit the JBR500 Garage