Guide to using the finance calculator
Use the above car finance calculator to get an indicative car finance quote.
We understand, of course, that individual circumstances cannot be reflected in a calculator, so we would always encourage you to call or use the live chat functionality to speak to one of our finance experts for a tailored quote for your vehicle and circumstances.
Understand the terms:
Your credit score is determined by a multitude of factors and will affect the terms of the finance agreement, so choose the credit profile that best suits you, from POOR, AVERAGE, GOOD or EXCELLENTType of Vehicle:
Select the type of vehicle, based on its age. NEW is for brand-new cars, USED for cars up to 10 years old, MODERN CLASSIC for cars that are 10-20 years old, and CLASSIC for cars more than 20 years old.Price of vehicle:
Use the slider or the number entry box to select the price of the vehicle.Deposit:
Use the slider or number entry box to select the amount of deposit you would like to pay. The minimum deposit percentage is set by the age of the car and will automatically display on the calculator.Term:
Select the number of months over which you would like to repay the loan, choosing from 24, 36, 48 or 60.Balloon:
This is a lump-sum payment at the end of a lease purchase agreement. The higher the balloon payment, the lower the monthly payments. Use the slider or number entry box to select the amount of balloon you would like to pay at the end of the term.
The calculator will display the full finance details, including the monthly repayments, representative APR, flat rate and total charge for credit. If you make any changes to any part of the calculator (for example the term or deposit), it will automatically adjust the repayment details.
If you’d like more details on how to finance your classic car
or prestige car
, speak to our team today for a tailored quote on 020 3355 0035