At JBR Capital, we are responsible lenders (regulated by the Financial Conduct Authority) and we are absolutely committed to giving our customers a fair deal. Here’s our Fair Treatment Manifesto:
FCA principles of Treating Customers Fairly

  • Any potential customer of JBR Capital should feel confident that they are dealing with a company where the fair treatment of customers is central to our corporate culture.
  • The products and services we provide are designed to meet the needs of identified consumer groups that are targeted appropriately.
  • You will be provided with clear information and you will be kept appropriately informed before, during and after the point of sale.
  • Where customers receive advice, we will ensure the advice is suitable and takes into account your personal circumstances.
  • Customers of JBR Capital will be provided with services that perform as they have been led to expect.
  • Customers of JBR Capital will not face unreasonable post-sale barriers to changing products, switching providers, submitting a claim or making a complaint.
Making a Complaint

Outstanding customer service is at the heart of everything we do. But that doesn’t mean we get it right every time. If our service doesn’t live up to your expectations, or if you think something has gone wrong, tell us and we’ll fix it. Please call our Sales Support team on  020 3355 0035.

What happens next?

We’ll investigate your complaint fully, and then respond in a way that addresses all your concerns. We will always be fair and reasonable in our approach, and wherever possible we’ll improve things so that it doesn’t happen again.

Some complaints can take longer to resolve, but we’ll keep you updated throughout. After we’ve finished investigating the complaint, we’ll get back to you with a decision and explain how we’ve reached our conclusion. We will do this either by phone, email or letter.

Talking to the Financial Ombudsman Service

If you’re not happy with our decision, or if you’d like to take your complaint further, you can refer it to the Financial Ombudsman Service. This is a free, independent service that aims to resolve disputes between financial services companies and their customers.

We will send you their details along with our final response to your complaint. You can refer a complaint to the Financial Ombudsman Service within six months of receiving our final response. We’ll also send you a printed copy of our complaints procedure, which follows the rules set out by the Financial Conduct Authority, responsible for regulating finance companies.

What our clients say


Finance personally designed to suit you and your vehicle


We specialise in high-end vehicles. That’s our only focus


Face-to-face conversations, decisions made by humans


Fast results, with the ability to achieve low monthly repayments

Talk with us to

Expert, independent and secure

We are happy to lend anything from £25,000 to £750k, and to date we have loaned almost £600M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning

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