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Supercar finance
Owning a supercar is accessible with our hire purchase and lease purchase finance packages.
Driving a supercar is an experience like no other. Whether on road or track, they get the heart racing and blood pumping – and give an immense feeling of enjoyment. With our bespoke supercar finance options, supercar ownership could be far more affordable than you might think. Since every high-performance car is unique, so are our custom-built finance solutions, including flexible HP and lease purchase agreements.
For those looking for the ultimate driving experience, enter the world of the hypercar. If you’re looking to add a McLaren P1 or LaFerrari to your collection, we can put together flexible finance options to suit your financial circumstances, your car, and your future needs. Our hypercar finance packages have competitive interest rates, affordable monthly repayments, realistic balloons and early settlement options.
Once you’ve chosen the high-performance vehicle you want to purchase, you can either read our handy supercar finance guide and see what types of finance suits your circumstances, or give us a call directly for a no-obligation finance quote.
BESPOKE SUPERCAR FINANCE
We offer flexible and competitive finance from £25k to £10m+. Each finance deal is designed to suit you, your financial needs and put you in control.
Supercar and hypercar expertise
We are petrol-heads ourselves and work with the best car dealership in UK, which enables us to know the market inside out and have the expertise to put together realistic financing offers.
Quick decisions
Most of our customers get the go-ahead on their supercar finance package within a week so we can make your dream of owning a high-performance car reality sooner then you might think.
COMPETITIVE RATES
We’re a direct lender, not a credit broker, therefore we assess every finance application individually which allows us to deliver fast results and low monthly repayments on your ideal hypercar.
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Hypercars we finance
Supercar Finance Examples:*
*These examples have been kept anonymous to maintain the privacy of our HNWI clients
Lamborghini Aventador |
|
|---|---|
| Year | 2017 |
| Value | £300,000 |
| OUR FINANCE EXAMPLE | |
| Deposit | £45,000 |
| Total amount of credit | £255,000 |
| Total charge for credit | £62,326 |
| 48 monthly payments of | £3,485 |
| Final balloon payment | £150,000 |
| Total amount payable | £362,871 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
Porsche 918 Spyder |
|
|---|---|
| Year | 2018 |
| Value | £800,000 |
| OUR FINANCE EXAMPLE | |
| Deposit | £120,000 |
| Total amount of credit | £680,000 |
| Total charge for credit | £167,207 |
| 48 monthly payments of | £9,316 |
| Final balloon payment | £400,000 |
| Total amount payable | £967,752 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
Maserati Granturismo |
|
|---|---|
| Year | 2017 |
| Value | £94,770 |
| OUR FINANCE EXAMPLE | |
| Deposit | £9,477 |
| Total amount of credit | £85,293 |
| Total charge for credit | £20,388 |
| 48 monthly payments of | £1,165 |
| Final balloon payment | £49,754 |
| Total amount payable | £115,703 |
| Fixed rate of interest per annum | 7.48% |
| Duration of agreement | 49 months |
| Representative APR | 7.9% |
We know that every car and every owner is different.
Finance agreement types
Our Finance Products
HIRE PURCHASE
Spread the cost of your dream supercar, classic or prestige car, with fixed monthly payments spread across an agreed term, typically three to five years. With no balloon payment, you own the car outright at the end of the term.
LEASE PURCHASE
A lease purchase agreement lets you make lower monthly repayments and settle the agreement with a final 'balloon' payment at the end of the term. Our expertise in high end cars enables us to provide realistic balloons.
Equity Release
If you have little or no finance on your existing cars, you can unlock the capital in your car collection through equity release, giving you access to cash to pay for a new car, property or other investments.
Refinance
We can refinance finance agreements with your existing lender and arrange bespoke terms to fit your exact circumstances. We can also refinance your balloon payment at the end of a lease purchase agreement.
NEW: Professional Sports Finance
We offer bespoke car finance dedicated to elite athletes and footballers. Because we have a wealth of expertise working with individuals and organisations from the world of football, boxing and golf, we decided to launch a product dedicated entirely to people working in these sectors, to match their needs and unique way of purchasing vehicles.
What our clients say
Expert, independent and secure
We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £400M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.
As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.
Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.
Supercar Finance FAQs
What is considered a Supercar?
Even is the definition is quite loose, a supercar is a high-performance sportscar, top of the line in what regards performance, technology, design and price, considered the pinnacle of automotive engineering. Usually with a unique design, extremely powerful engines and build with best existing materials, they come in low-volume production run and with a price tag not less than six figures.
Few examples of supercars: Bugatti Veyron, Lamborghini Huracan, Ferrari 488 GTB.
How to buy a Supercar?
You can purchase either a new or used supercar straight from the manufacturer, from a car dealership, private individual or at auction.
Supercar financing is an affordable way towards ownership of a high-performance, top of the range car since the monthly payments can be tailored to your financial needs and you have various choices at the end of your agreement - you can either pay the last month and be the owner of the car, part exchange the car for a different model or refinance the current agreement.
We always recommend to get the advice of an expert to help you asses the car value, mileage, provenance before you make any purchase.
Can I refinance my existing Supercar?
If you own a supercar valued at more than £75,000, we can refinance existing agreements with other lenders. This could enable you to benefit from more competitive monthly payments and take advantage of any increase in the car’s value. Find out more about how to refinance your current vehicle.
Can I arrange finance for more than one Supercar?
Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.
What is a Hypercar?
Hypercars are supercars that are taking performance and design to the next level, usually breaking the boundaries of what is possible by using cutting edge technology. Each aspect of a hypecar is a an advancement in automotive technology, not achieved previously.
Few examples of hypercars: Pagani Zonda, McLaren F1, Aston Martin Valkyrie, Koenigsegg CCX, Ferrari LaFerrari, Porsche 918 Spyder.
Supercar finance options
As luxury, private car finance lender, financing your supercar with us, has never been simpler. Our supercar finance options range from Hire Purchase, Lease Purchase, Refinance and Personal Contract Hire. See our Supercar finance examples for more information.
Can I get a credit line approved ahead of an auction?
We can pre-approve funds and make them immediately available if you place the winning bid for a supercar car at auction.
Can I release equity from my Supercar?
If your car is valued at more than £100,000, you can take advantage of equity release, which means we buy your car and then sell if back to you on a hire purchase agreement. Visit our equity release page for more information.
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Useful Car Finance Tools
Car Finance Enquiry
Talk to our expert team about your particular requirements. We like to say yes.
Finance Calculator
See how much you can afford and explore how the payment types work.
Credit Score Checker
A quick and simple overview of your car finance credit score.
Best Classic and Supercar Shows & Events in 2019
We’ve compiled a list of the 15 very best shows – the ones you really don’t want to miss – so you can enjoy the ultimate automotive experiences in 2019. Make sure to save those dates in your calendar.
Supercar Blog Entries
PININFARINA From Battista to Battista in 126 years
Pininfarina’s magnificent portfolio is unmatched but the road has not always been smooth, see our unique timeline charting many of the firm’s significant highs, along with some of the inevitable lows.
Footballers finance high-end Range Rovers
JBR Capital, the UK’s leading independent high-end vehicle financier, has named the latest top 10 cars that premiership footballers purchase on finance.
Reflection on the Value of Modern Cars: Restoration and Restriction
Dr Vincent van der Vinne takes a look at the value of modern and classic sports cars and how they might be affected by manufacturing standards and CO2 policies in an effort to discern what are the chances of a 10-year-old or new special car becoming a precious classic car in the future…
