Turn your dream of owning a BMW into reality

After a high-end slice of German engineering? Talk to us here at JBR Capital – the prestige and supercar finance experts. We often offer lower payments than other lenders, and we can offer finance to clients who may be turned away by the computer-driven checklists of other companies. So contact us about finance, either before you start hunting for the perfect BMW, or after you’ve decided on your dream car. For the BMW marque we offer hire purchase, auction finance, refinance, lease finance and much more.

Talk with us to

Applying for BMW Finance

The process of applying for finance with JBR for a classic or modern BMW couldn’t be simpler…

1. Get In Touch

The first thing you need to do is contact our team. A short discussion about you, the type of finance arrangement that will work best for you and the specific Porsche you’re hoping to buy, will be enough for one of our advisers to generate a quote.

3. Pay Deposit

Once this has been approved, a process that normally takes no more than 24 hours, you simply pay a small deposit and sign the finance agreement.

2. Submit Application

If you’re happy to proceed, the next step is to submit the application, which you can do in minutes online. The finalised financial proposal will then be passed on to our underwriters.

4. Drive your dream car

And that’s all you need to do. JBR Capital then pays the balance in full and you are free to drive away in the BMW of your dreams. Too good to be true?
Call us and find out.

BMW Finance Calculator


BMW – Representative Finance Examples:*

*Shown below are hire purchase with balloon finance examples, purely for indicative purposes. Please contact one of the team for a tailored quotation.

i8 Series Finance

i8 Series

Year 2017
Value £50,000
Deposit £5,000
Total amount of credit £45,000
Total charge for credit £10,682
48 monthly payments £639
Final balloon payment £25,000
Total amount payable £60,682
Fixed rate of interest per annum 7.39%
Duration of agreement 49 months
Representative APR 7.9%
Type of Interest Fixed
BMW M2 Competition Finance

M2 Competition

Year 2020
Value £45,000
Deposit £4,500
Total amount of credit £40,500
Total charge for credit £9,579
48 monthly payments of £574
Final balloon payment £22,500
Total amount payable £54,579
Fixed rate of interest per annum 7.36%
Duration of agreement 49 months
Representative APR 7.9%
Type of Interest Fixed
BMW X5 Finance

X5 sport series

Year 2018
Value £37,500
Deposit £3,750
Total amount of credit £33,750
Total charge for credit £7,924
48 monthly payments of £477
Final balloon payment £18,750
Total amount payable £45,424
Fixed rate of interest per annum 7.34%
Duration of agreement 49 months
Representative APR 7.9%
Type of Interest Fixed


Top BMW models we Finance









We look at each finance application individually, and create each car finance package to fit the client’s unique needs & circumstance. So you can be sure that we create the best offer you and your new BMW.


We specialize in high-end vehicles. That’s our only focus, so whether you are looking for your next business vehicle, or want something fun to drive at the weekends we have the knowledge to make it happen.

Fast decision

We don’t just run the numbers through a computer, but that doesn’t mean we can’t provide fast and accurate decision. All of our finance agreements are made through face-to-face conversations and decisions made by humans, quickly and effectively.

Competitive rates

Through our unique assessment process we can produce fast results, with the ability to achieve low monthly repayments, so that you can own the BMW you desire.

Talk with us to


How much is BMW finance?

We offer great BMW deals. Every deal is personal to the owner and car – there is no such thing as an average BMW Finance package here at JBR. Please do give us a call to discuss further.

Can I settle my agreement early?

Yes, but charges will usually apply as are explained in the terms & conditions of your agreement. Please get in touch for further information.

How to finance a BMW?

The first step is a call to our team of experts. JBR makes BMW finance easy. We offer equity release, refinance, lease purchase, hire purchase, auction finance and more. All at highly competitive rates. We strive to make our bespoke finance packages affordable.

How much are monthly payments for a BMW?

This very much depends on the model and price – but also your own circumstances, such as how much down payment you are able to provide, and what finance agreement you go for. Contact us on 020 3355 0035 for a bespoke finance quote.


We, JBR Capital, are high-end car finance experts, and can put together a bespoke, flexible arrangement to suit your financial circumstances, your car, and your future needs. So if you are considering a BMW, do please get in touch. Our personal service means that we can take into account many more factors than a high street lender – for instance the car’s true residual value, other assets you may own or your business situation – and come up with a fast decision and a plan to suit you. We pride ourselves on better deals than even bmw group financial services – every one is custom made. And our customer service is second to none. Don’t take our word for it – see our reviews on TrustPilot.

If you’d like to purchase a BMW, whether a futuristic hybrid supercar or one of their classic models, do please contact us to discuss how we can help you finance yours.



Bayerische Motoren Werke AG, or BMW as they’re more usually known, have a well-deserved reputation for engineering excellence and innovation. Their long history as manufacturers of aircraft engines, as well as motorcycles and cars, has given them a tradition of advanced technology, which has kept their vehicles very much in the forefront for many years.

While their pre- and post-war cars such as the handsome 328 roadster and the svelte 503 convertible have a dedicated following, BMW really hit their stride automotively in the 1960s, with crisply styled autobahn-stormers such as the 3.0CSL (often nicknamed the ‘Batmobile’ in its most extravagantly winged guise) and the tidy but very fast 2002 tii or Turbo.

CLASSIC BMW - Used BMW finance

The 1970s saw the birth of the M1 supercar, while the 1980s featured the quirky but pretty drop-door Z1 sports car and the extremely capable 8-series grand tourers, a range which is starting to attract the attention of collectors; good examples are gaining in value fast thanks to timelessly elegant styling and everyday usability. The racers, too, are highly prized – the marque achieved many successes in touring car racing and at Le Mans, and its Formula One cars had a long run of success in the 1980s and 1990s.

In more recent years the BMW range has broadened to include prestige hatchbacks, sports cars, coupés and SUVs, but all built with the brand’s characteristic attention to detail and engineering competence. One recent car, however, stands out as an example of BMW’s dedication to pushing the boundaries of technology – the i8. A mid-engined electric hybrid supercar, it marries eye-catching styling with excellent fuel economy and world-class performance. Pointing the way to the future of the car, the i8 is an extremely impressive vehicle by any standards, and in 2015 it was the biggest-selling of all hybrid sports cars worldwide. It goes without saying we have financed several.

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

Car Finance Calculator

Supercar Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

A to Z of Car Finance

Car Finance Glossary

Our complete glossary of terms related to car finance – the process doesn’t have to be complicated.

Car Finance Guides

Useful Guides

Car manufacturer buying guides and finance guides to help you make informed decisions when shopping for your next car.

Talk with us to

BMW: High-end Cars for Sale