High-End Vehicle Refinance

Ready to call time on your existing finance arrangement? We offer fast and flexible refinancing for luxury, classic and high-performance cars

We all know what it’s like to be stuck in a relationship that’s past its ‘best before’ date. If you’ve had enough of the uncompetitive terms of your existing finance arrangement, or you need finance to make a final balloon payment, talk to us. We can refinance existing finance agreements with your existing lender, and arrange bespoke terms to fit your exact circumstances.

Life’s too short to be stuck in an unhappy finance agreement. If you currently have finance on a modern or classic car valued at more than £75,000 – it’s well worth calling us on 020 3355 0035 and finding out what we can do for you.

Calculate your car finance costs with our Loan Calculator


Use our bespoke finance calculator to discover how we could help you get the car of your dreams.

What makes JBR Capital Different?

We’re a direct lender, not a broker, so we assess every car we finance individually, and provide the most bespoke finance solutions, tailored specifically to your needs.

Not sure if this is the right choice?

If you’re interested in finding out more about how refinance can help you put your car collection to work, it’s well worth calling us on 020 3355 0035 and asking us for a quotation.

We make high-end finance simple

We will take care of all the paperwork, including the sale and the hire purchase agreement, cutting through the complexity. Most of our customers get the go-ahead on their finance within a week.

Finance agreement types

More Finance Products


We can offer a credit line allowing you to move very quickly and clinch the deal when your chosen vehicle does come up.


A lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but you own the car at the end of the fixed term.

Equity Release

We can help by leveraging the value of your car through equity release, also known as ‘sale and hire purchase’.


We can refinance existing finance agreements with your existing lender, and arrange bespoke terms to fit your exact circumstances.



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans



Fast results, with the ability to achieve low monthly repayments

What they say about us on...

JBR Capital 5 start trustpilot


"I was introduced to JBR when I was looking to source my next car. They were great to deal with, not pushy, and helped me every step of the way...even when dealing with the dealership. Great service. I will definitely use them again."

"Absolutely lovely honest business would highly recommend Made us all feel very welcome and comfortable. Definitely five star service"

"I've purchased many different super cars in the past and I can honestly say dealing with jbr capital was a pleasure. Thanks JBR."

Expert, independent and secure

We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £270M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.

As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.

Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.

JBR is award winning

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