Racing car finance
Take your motor racing ambitions to the next level with our range of personal finance options
Whether you’re looking to own a vintage racing car or you need something more competitive, we can help. We deal with racing car collectors, owners and racing teams, and we have financed a wide range of racing cars, including Aston Martin Vulcans, Porsche Cayman GT4 Club Sports, Ginetta sports-racers and BTCC saloons, as well as some of the more legendary marques from Grand Prix and Formula One.
We offer flexible and competitive finance that puts you in the driving seat. And because we’re a direct lender, not a broker, we assess every car we finance individually. Call us on 020 3355 0035 to talk you through your situation – we will create a bespoke finance package that works for you.
- Equity release: we can offer equity release against your existing vehicles, releasing tied-up funds that will enable you to make another purchase or upgrade. See how equity release can work for you.
- Refinance: if you have existing finance agreements we can take them over and arrange bespoke terms to fit your exact circumstances. Find out more about how to refinance your current vehicle.
- Quick decision: get the go-ahead on your finance usually within a week.
Finance tailored for the racer and collector
Looking for class-leading speed or you want to own a unique piece of motor racing history? Either way your next strategy should be to talk to us for a personal quote.
What we do
Finance personally designed to suit you and your vehicle
We specialise in high-end vehicles. That’s our only focus
Face-to-face conversations, decisions made by humans
Fast results, with the ability to achieve low monthly repayments
Expert, independent and secure
We are happy to lend anything from £25,000 to £10m+, and to date we have loaned over £400M. We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.
As a result, we have received numerous awards and nominations, including the Auto Finance Awards, Motor Finance Awards and Car Finance Awards.
Backed by Cabot Square Capital, our management team has decades of combined experience in the worlds of automotive finance and financial services. We are full members of the Finance & Leasing Association and abide by its FLA Lending Code on trading fairly and responsibly. We are also authorised and regulated by the Financial Conduct Authority.
Finance agreement types
Choosing a Hire Purchase agreement allows you to pay for your car in monthly installments. Normally the APR (Annual Percentage Rate) is set before the contract, and loan periods are typically three to five years.
Owning your own classic car has never been more affordable, thanks to our lease purchase options. Choosing a lease purchase agreement lets you make regular payments, similar to a hire purchase agreement, but with a balloon payment at the end of the fixed term.
The high-value car market has achieved phenomenal growth in value during recent years. So now might be the time to release some of the equity currently tied up in your vehicle. We can help by leveraging the value of your car through equity release, also known as 'sale and hire purchase'.
Racing Car Finance FAQs
How does Racing car finance differ from leasing?
When you lease a car, you make monthly payments but the vehicle is returned to the finance provider at the end of the lease. With our finance options, you own the vehicle at the end of the agreement.
Can I buy the car from a private individual?
Yes – you can purchase your car from a dealer, private individual or at auction.
Can I arrange finance for more than one Racing car?
Yes – we have financed multiple car purchases for many clients. We look to build long-standing relationships with our clients and we’ll be happy to assess your requirements.
What happens at the end of the agreement term?
You have several options. You can pay off the balance and own the car outright, you can refinance the balloon sum for an additional term or you can sell the car to pay the balloon sum and keep the remaining equity yourself. It’s up to you.
Can I get a credit line approved ahead of an auction?
We can pre-approve funds and make them immediately available if you place the winning bid for a Racing car at auction.