Enquiry Form
Fast, Flexible Car Finance
If you are looking to finance any new or used high-performance vehicles, supercars or classics, our expert team is here to help.
Rates from 12.9% APR and Representative APR 14.9%
Contact Info
We’re always happy to talk
Get in touch with us here.
Call us
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020 339 339 37
Postal Address
773 Finchley Road
London
NW11 8DN
Most frequently asked questions
What type of finance agreements do you offer?
You can get the car of your dreams either on a hire purchase or lease purchase agreement.
The hire purchase agreements are a straight forward way of buying a car, where you pay regular monthly installments for the duration of the agreement. Check our hire purchase guide.
If you want to pay lower monthly payments, lease purchase might be a better fit. It works the same way as a hire purchase agreement, just that part of the loan value is deferred at the end of the agreement. Check our lease purchase guide.
Is there a minimum amount you lend?
We lend anything from £25,000 to £750k.
I would like to talk to someone at JBR, how do I get in touch with you?
We are here for our customers and would love to speak with you. Please call 020 3355 0051 or email [email protected], we have a dedicated team if experts.
How much deposit do I need?
The deposit required for your car finance depends very much of the amount you want to lend and the car you want to buy.
We usually start from a 10% deposit for new and pre-owned vehicles, while for a classic we will request at least 25% deposit. In very exceptional circumstances we would also consider 5% deposit, however we will have to discuss your financial circumstances to assess what is the best for you.
It’s good to remember that if you put a larger deposit down, your monthly payments and the balloon at the end of your agreement will be smaller.
How quickly can I get a loan?
If you have all documents needed and the value of the loan is under £125,000 we can get your loan approved in 2 hours.
If you are approved and all documents are received and signed off before 2pm, we can make same-day payouts, so you can drive away in your dream car by afternoon.
If you have a more complex deal or borrowing over £150,000 we might need some extra time to get the deal approved, we might look at a couple of days to get it all setup depending of the complexity and of how fast you can provide us with all your documents .
I have bad credit, can I still get car finance?
The short answer is: Depends of your circumstances.
We take a holistic approach to credit underwriting and assess each application on its own merits. There are often very valid reasons why someone has a less than perfect credit history, and we always take into account each individual’s circumstances.
