Fast, Flexible Car Finance
If you are looking to finance any new or used high-performance vehicles, supercars or classics, our expert team is here to help.
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Most frequently asked questions
What type of finance agreements do you offer?
You can get the car of your dreams either on a hire purchase or lease purchase agreement.
The hire purchase agreements are a straight forward way of buying a car, where you pay regular monthly installments for the duration of the agreement. Check our hire purchase guide.
If you want to pay lower monthly payments, lease purchase might be a better fit. It works the same way as a hire purchase agreement, just that part of the loan value is deferred at the end of the agreement. Check our lease purchase guide.
Is there a minimum amount you lend?
We lend anything from £25,000 to £750k.
How much deposit do I need?
The deposit required for your car finance depends very much of the amount you want to lend and the car you want to buy.
We usually start from a 10% deposit for new and pre-owned vehicles, while for a classic we will request at least 25% deposit. In very exceptional circumstances we would also consider 5% deposit, however we will have to discuss your financial circumstances to assess what is the best for you.
It’s good to remember that if you put a larger deposit down, your monthly payments and the balloon at the end of your agreement will be smaller.
How quickly can I get a loan?
If you have all documents needed and the value of the loan is under £125,000 we can get your loan approved in 2 hours.
If you are approved and all documents are received and signed off before 2pm, we can make same-day payouts, so you can drive away in your dream car by afternoon.
If you have a more complex deal or borrowing over £150,000 we might need some extra time to get the deal approved, we might look at a couple of days to get it all setup depending of the complexity and of how fast you can provide us with all your documents .
I have bad credit, can I still get car finance?
The short answer is: Depends of your circumstances.
We take a holistic approach to credit underwriting and assess each application on its own merits. There are often very valid reasons why someone has a less than perfect credit history, and we always take into account each individual’s circumstances.