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Tailored finance for classic, prestige, luxury & high performance cars
JBR Capital is the UK’s only independent finance lender dedicated solely to high-end vehicle finance, offering specialist classic, prestige, racing & supercar finance.
We offer tailored finance options to private individuals and businesses, lending anything from £25,000 to £10m+ and to date we have loaned over £300m.
We pride ourselves on personal service, which means that we don’t just punch numbers into a computer and wait for an answer – we talk to you, use our expert knowledge to assess you and your vehicle, and arrange a finance package to suit your needs.
- Credit underwriting by humans – quick and easy process
- Realistic balloons giving lower monthly payments
- Wide range of products, from hire and lease purchase to equity release and refinance
- Bespoke, flexible packages to suit your needs and circumstances
CALCULATE YOUR MONTHLY REPAYMENT
Use our bespoke finance calculator to discover how we could help you get the car of your dreams.
Any age of car considered, including classic, vintage and historic cars
Deep expertise in classics means speedy and realistic valuations
Equity release available to unlock the capital in your classic car
Sensible balloons allow the lowest possible monthly payments
Quick credit decisions driven by humans
Loans from £25k to £10m+ for all marques of supercars and hypercars
Competitive rates and monthly repayments
Manual underwriting enables a flexible view of your credit position
Fixed or variable rates, deposits and scheduled lump sums to suit your cash flow
Track-only and racing car finance from 12 to 60 months
Sensible valuations and loan to value available
Quick decisions ensure you don’t miss out on your opportunity to purchase
BESPOKE FINANCE
Finance personally designed to suit you and your vehicle
EXPERT KNOWLEDGE
We specialise in high-end vehicles. That’s our only focus
PERSONAL SERVICE
Face-to-face conversations, decisions made by humans
COMPETITIVE RATES
Fast results, with the ability to achieve low monthly repayments
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Our Products
HIRE PURCHASE
Spread the cost of your dream supercar, classic or prestige car, with fixed monthly payments spread across an agreed term, typically three to five years. With no balloon payment, you own the car outright at the end of the term.
LEASE PURCHASE
A lease purchase agreement lets you make lower monthly repayments and settle the agreement with a final 'balloon' payment at the end of the term. Our expertise in high end cars enables us to provide realistic balloons.
Equity Release
If you have little or no finance on your existing cars, you can unlock the capital in your car collection through equity release, giving you access to cash to pay for a new car, property or other investments.
Refinance
We can refinance finance agreements with your existing lender and arrange bespoke terms to fit your exact circumstances. We can also refinance your balloon payment at the end of a lease purchase agreement.
What our clients say
Customers
We arrange a simple, quick and flexible finance package to suit your circumstances and needs perfectly.
Brokers
We offer expert advice and a holistic approach to credit scoring, invaluable for unusual or complex client cases.
Dealers
We know speed is vital for getting deals done. We have expertise to meet the tightest deadlines.
Intermediaries
We give intermediaries a practical alternative for those difficult cases, helping to better serve their clients.
Useful Car Finance Tools
Car Finance Enquiry
Talk to our expert team about your particular requirements. We like to say yes.
Finance Calculator
See how much you can afford and explore how the payment types work.
Credit Score Checker
A quick and simple overview of your car finance credit score.
From the Blog
BRITISH SUPERCARS REIGN SUPREME IN MOST POPULAR PRESTIGE BUYS
British-made luxury cars rank as the most popular in 2018, according to JBR Capital, the UK’s leading independent finance provider dedicated to high-end vehicles.
read more
Which Supercar are you?
Have you ever wondered which supercar best represents you and your personality? We’ve just launched our Supercar Quiz – a fun, interactive quiz that matches your interests and personality to your ideal supercar!
Take the quiz and discover which supercar suits you.
read more
VIDEO: We review a trio of Morgans
We were lucky enough to test three Morgans: The V6 Roadster, the 4/4 and the 3 Wheeler. You can view our video review, and read on to see what I thought of each car.
read moreAs seen in...
Get in touch today to find out how we can help you drive the car of your dreams. With fast, flexible finance and a highly personal approach, we are the Ferrari of financiers