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  • LP

    Lease Purchase

    Representative Example
  • The total duration of the finance agreement in months. ! Term
  • The first payment you will pay to your finance provider after you have taken delivery of your new vehicle. Usually around one month after the finance agreement starts. ! First Payment
  • The amount of your regular monthly payment to finance your new vehicle. !
  • The last monthly payment you will pay towards your vehicle. ! Final Payment
  • Sometimes known as the On The Road price, i.e the total amount of money required to purchase your vehicle if you were to pay by cash. ! Cash Price
  • Your lump sum cash deposit you will pay at the beginning of your agreement which will reduce the amount to finance. ! Cash Deposit
  • Amount of deposit you will put down on your finance agreement. ! Total Deposit
  • Amount that you will borrow on your finance agreement. ! Amount of Credit
  • The total charge for credit is the total interest charges payable under the normal running of the finance agreement. ! Total Charge for Credit
  • This is the total you will pay to purchase your vehicle using this finance agreement. It includes your deposit, all scheduled monthly payments and the Optional Final Payment. ! Total Amount Payable
  • An additional fee usually payable at the beginning or spread across all your payments to cover the administration charges imposed by the finance provider. The value of any fee payable is reflected in the Total Amount Payable and the A.P.R. shown. ! Admin Fee
  • A fee added to the final payment of the finance agreement to enable the transfer of legal title (ownership) to you from the finance provider. The value of any fee payable is reflected in the Total Amount Payable and the A.P.R. shown. ! Option to Purchase Fee
  • This is the A.P.R. you are being charged for your finance agreement. ! A.P.R. Representative
  • Rate of interest on the amount of credit per annum, fixed for the duration of the agreement. ! Rate of Interest (fixed)
  • An estimate of your annual mileage during the finance agreement. This estimate is used to calculate the likely future value of the vehicle at the end of the agreement; it is important to be realistic because Excess Mileage charges may be payable if you exceed your expected mileage. ! Annual Mileage
Print LP Quote
Apply for LP Finance

Terms and conditions

The deposit is payable on signing by the customer. A Documentation Fee of £150.00 is payable with the first rental. An Option to Purchase Fee of £8.33 plus VAT is payable with the last Rental.

Individuals must be over 18 and UK residents only. This quote is not an offer by us capable of acceptance by you. Finance is subject to terms and conditions, status and credit approval. Figures are correct at the time of publication and are subject to change without notice.
*JBR Capital offers both fixed and variable rate agreements. If your quotation is for a variable rate finance agreement, then the APR and Interest charges shown may change over the course of the agreement. Please speak with your introducer about the exact nature of your requirements to ensure that a suitable product is selected.

Commission

Your dealer or broker could receive a commission or other type of payment for introducing you to us. Please contact them for further details. In certain circumstances they are required to give you information about the nature of any such commission arrangements.

  • HP

    Hire Purchase

    Representative Example
  • The total duration of the finance agreement in months. ! Term
  • The first payment you will pay to your finance provider after you have taken delivery of your new vehicle. Usually around one month after the finance agreement starts. ! First Payment
  • The amount of your regular monthly payment to finance your new vehicle. !
  • The last monthly payment you will pay towards your vehicle. ! Final Payment
  • Sometimes known as the On The Road price, i.e the total amount of money required to purchase your vehicle if you were to pay by cash. ! Cash Price
  • Your lump sum cash deposit you will pay at the beginning of your agreement which will reduce the amount to finance. ! Cash Deposit
  • Amount of deposit you will put down on your finance agreement. ! Total Deposit
  • Amount that you will borrow on your finance agreement. ! Amount of Credit
  • The total charge for credit is the total interest charges payable under the normal running of the finance agreement. ! Total Charge for Credit
  • This is the total you will pay to purchase your vehicle using this finance agreement. It includes your deposit and all scheduled monthly payments. ! Total Amount Payable
  • An additional fee usually payable at the beginning or spread across all your payments to cover the administration charges imposed by the finance provider. The value of any fee payable is reflected in the Total Amount Payable and the A.P.R. shown. ! Admin Fee
  • A fee added to the final payment of the finance agreement to enable the transfer of legal title (ownership) to you from the finance provider. The value of any fee payable is reflected in the Total Amount Payable and the A.P.R. shown. ! Option to Purchase Fee
  • This is the A.P.R. you are being charged for your finance agreement. ! A.P.R.
  • Rate of interest on the amount of credit per annum, fixed for the duration of the agreement. ! Rate of Interest (fixed)
Print HP Quote
Apply for HP Finance

Terms and conditions

The deposit is payable on signing by the customer. A Documentation Fee of £150.00 is payable with the first rental. An Option to Purchase Fee of £8.33 plus VAT is payable with the last Rental.

Individuals must be over 18 and UK residents only. This quote is not an offer by us capable of acceptance by you. Finance is subject to terms and conditions, status and credit approval. Figures are correct at the time of publication and are subject to change without notice.
*JBR Capital offers both fixed and variable rate agreements. If your quotation is for a variable rate finance agreement, then the APR and Interest charges shown may change over the course of the agreement. Please speak with your introducer about the exact nature of your requirements to ensure that a suitable product is selected.

Commission

Your dealer or broker could receive a commission or other type of payment for introducing you to us. Please contact them for further details. In certain circumstances they are required to give you information about the nature of any such commission arrangements.