Lotus Finance

Bespoke finance for your dream Lotus

If you’re considering purchasing a Lotus, talk to us. We are high-end car finance experts, and can put together a bespoke, flexible arrangement to suit your financial circumstances, your car, and your future needs.Our personal service means that we can take into account many more factors than a high street lender – for instance the car’s true residual value, other assets you may own or your business situation – and come up with a fast decision and a plan to suit you. We often offer lower payments than other lenders, and we can offer finance to clients who may be turned away by the computer-driven checklists of other companies. So contact us about finance, either before you start hunting for the perfect Lotus, or after you’ve decided on your dream car.



Finance personally designed to suit you and your vehicle



We specialise in high-end vehicles. That’s our only focus



Face-to-face conversations, decisions made by humans


Competitive rates

Fast results, with the ability to achieve low monthly repayments

Even more than most small car companies, Lotus was the product of a singular vision – that of Colin Chapman, a brilliant engineer and designer of racing and road cars. His racers won Formula One world championships seven times as well as the
Indianapolis 500, and his road cars set new standards for handling and driver feedback.

And what’s more, many of the early Lotus cars have become much sought-after – one of the very earliest, the stripped-down purists’ delight Lotus Seven, is still in production today under the Caterham name, proving that the appeal of a no-frills sports-racer endures endlessly.

Then there are the other Lotuses (Loti?) which became larger, more powerful and more civilised as the years went on, from the cute Elite to the pretty Elan, The striking Europa and on through a series of E-prefixed supercars like the Esprit, Éclat and Excel.

There have been many collaborations with other marques too, from ‘60s super-saloon the Lotus Cortina to the beefy Lotus Carlton for Vauxhall/Opel; there was a collaboration with Toyota too, Sunbeam Talbot, Opel and even a record-breaking bicycle.

Colin Chapman’s engineering mantra, borrowed from American engineer William Bushnell Stout, was ‘simplicate and add more lightness’. “Adding power makes you faster on the straights”, he said once, “but losing weight makes you faster everywhere.” This occasionally had unwanted side-effects – his techniques of making one component do multiple jobs and paring down every element to a bare minimum sometimes made his designs rather prone to failure compared to more sturdily-built rivals. The enthusiast’s joke that Lotus stands for ‘Lots Of Trouble, Usually Serious’ is meant light-heartedly, but certainly contains a grain of truth. However, modern materials and uprated components mean that it’s now perfectly possible to run a well-fettled classic Lotus without a gold card breakdown membership.

Though he died in 1982, Chapman’s legacy very much lives on in the modern Lotus company. The engineering side is highly respected across the world and works for a variety of clients on all kinds of complex leading-edge projects. The car division, meanwhile, produces the Elise roadster and Exige coupé, the Evora supercar and the incredibly fast and single-minded track-only Exos. All share the Chapman DNA – they’re light, often with much use of exotic materials, grippy and quick.

And as an unexpected side-effect, that lightness makes them ideal for the latest hybrid or electric powertrains; the battery-fuelled Tesla Roadster was really a mildly re-engineered Lotus Elise, and in fact was largely built at Lotus’s plant in Hethel, Norfolk. As somebody who spent their entire life chasing new and innovative ideas in advanced engineering, Colin Chapman would surely have approved.

If you’re interested in acquiring one of these superlative British-built drivers’ cars, talk to us. We are experts in financing superb cars such as these, and would be delighted to help you achieve your aim.

Lotus Finance With JBR Capital
Lotus Finance With JBR Capital

What they say about us on...

Trust Pilot 5 stars

“I was introduced to JBR when I was looking to source my next car. They were great to deal with, not pushy, and helped me every step of the way…even when dealing with the dealership. Great service. I will definitely use them again.”

“Absolutely lovely honest business would highly recommend Made us all feel very welcome and comfortable. Definitely five star service”

“I’ve purchased many different super cars in the past and I can honestly say dealing with jbr capital was a pleasure. Thanks JBR.”

Top Lotus Models We Finance



Superb-handling classic sports car, 1962-1973



Light, sleek drivers’ sports car, 1996-now



Fine-handling 2+2 sports coupé, 2009-now

Our Blog Entries

Ferrari 458 GTC on the track with JBR Capital Drivers Club

Hattie Guy joined us at Goodwood Motor Circuit for our inaugural JBR Capital Drivers Club event. Hattie took to the track with her Ferrari 458 GTC and gives an insight into her favourite car in the collection, the Koenigsegg Agera R.

How To Maintain Your Classic Car

For reasons of safety, continued reliability and value preservation, proper care and maintenance is crucial whether the car is driven frequently, occasionally or it spends much of its time in hibernation. Read on as our classic car experts take you through the dos and don’ts of your car ownership and maintenance…

Lancia Aurelia B24: A tale of two sports cars

The Lancia Aurelia is one of the most famous cars of this Italian marque. From the original sporting streamlined coupe, a Spider version was born in the mid-‘50s, later replaced by the Aurelia Convertible.But why is there such a big price difference between the Lancia Aurelia Spider and Convertible?

Ginetta G40s on the track with JBR Capital Drivers Club

As part of the JBR Capital Drivers Club, we invited some clients and guests to try the Ginetta G40 at Goodwood Motor Circuit. Watch the video below to see the cars in action, as racing driver and coach Jade Edwards tutors our guests in the cars.

The Top 10 Supercars of 2017

Last year, JBR Capital – providers of high-end vehicle finance – revealed its top 10 supercars of the year. These are the most popular luxury high-performance models that JBR Capital has provided loans on over the last 12 month.

Get in touch for fast, flexible Lotus finance

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020 3355 0035

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