Why finance a Lotus with JBR Capital

Your dream Lotus

If you’re considering purchasing a Lotus, talk to us. We are high-end car finance experts, and can put together a bespoke, flexible arrangement to suit your financial circumstances, your car, and your future needs. Our personal service means that we can take into account many more factors than a high street lender and come up with a fast decision and a plan to suit you. So contact us about finance, either before you start hunting for the perfect Lotus, or after you’ve decided on your dream car.

Scd Bowland 20
Icons Yellow 05

Flexible

Bespoke Finance

Finance personally designed to suit you and your vehicle

Icons Yellow 06

Great

Customer Service

We specialise in high-end vehicles. That’s our only focus

Icons Yellow 04

Fast

Decision Making

Face-to-face conversations, and fast decisions made by humans

Types of Lotus Finance

Our monthly payments are often lower than other lenders and we can offer finance to clients who may be turned away by computer-driven checklists of other companies.

Lotus Hire Purchase

A traditional hire purchase contract that allows you to pay for your Lotus in monthly instalments with the option to buy the vehicle outright at the end of the agreement.

Equity Release On Lotus

You can release equity against the value of your existing Lotus and expand your car collection without dipping into your savings.

Lotus Auction Finance

Arranging pre-approved auction finance with us will give you every chance of success.

Lotus Lease Purchase

Lease Purchase is a great way to buy a Lotus on lower monthly payments. Balloon payment can be up to 50% of your loan which can be refinanced at the end of the agreement.

Lotus Credit Line

If you’re after a Lotus but have yet to decide which one, we can offer a credit line allowing you to move quickly and decisively.

Lotus Restoration Finance

If you’re passionate about restoring a classic or historic car, it’s time to give us a call.

Lotus Finance Process

How to Buy a Lotus on finance

1. Submit Application

3. Pay Deposit

2. Credit Approval

4. Drive Your Dream

Gtporsche2021 0823

1. Get In Touch

2. Submit Application

3. Pay Deposit

4. Drive Your Dream

What our customers say about us

View all of our reviews

Get a Quote
Talk to our team

Jbr Capital Finance Sales Team V2

Lotus Finance FAQs

Frequently Asked Questions

What are your finance rates and APR when financing a Lotus?

Our rates depend on a number of factors, including individual customer profiles and the age of the Lotus in question. However this is indicative, so it would be best to speak with one of our advisors to get a tailored quotation that meets your needs.

Is it better to lease, finance or buy a Lotus upfront?

This is entirely up to you. Many of our clients choose finance as it enables them to keep their capital liquid and accessible for other investments. Major manufacturers like Lotus are able to offer good lease arrangements on new cars, but as an independent specialist, JBR is uniquely placed to offer highly competitive finance packages on classic and used cars.

Do you finance Approved Pre-Owned Lotus cars?

Yes. JBR Capital is able to arrange finance on approved used cars being sold through Lotus's dealer network, just as it can a private sale. Give us a call and you may find that we can create a more competitive package than you are offered on the forecourt.

Can I refinance my Lotus?

JBR is able to help you refinance an existing loan, potentially offering a simpler solution at a more competitive rate. Give one of our friendly team a call to discuss your options.

How much deposit will I need to finance a Lotus?

Typically you will need to pay 10% of the car’s present value, but the exact figure will depend on your financial situation and whether you are buying new or used. The more money you can put down as a deposit, the lower your monthly repayments will be. For example, for Lotus Elise finance, just use the calculator on this page and then get in touch with our specialist team.

How much is a Lotus on finance?

This will depend on a few factors, from the value of your car to the type of agreement you arrange and the size of your initial deposit. You can use our finance calculator to give you an idea of your monthly repayments, but for a tailored quote, which may be far more competitive, you have to speak to one of our team.

Lotus news & Guides

Market Analysis, Opinions Pieces, Customer Stories and more

Who is going to buy the used cars?

Who is going to buy the used cars?

Darren Selig, Founder & Executive Director of high-end automotive finance provider JBR Capital, believes clues as to what could happen can be found in the non-automotive retail sector.

New & Used Lotus for sale on Finance

View Lotus listings from our partnered dealers

Other classic car and supercar brands we finance

Select the right marque for you

Ferrari Finance
Lamborghini Finance
Porsche Finance
McLaren Finance
BMW Finance
Rolls Royce Finance
Audi Finance
Land Rover Finance