If you’re considering purchasing a Lotus, talk to us. We are high-end car finance experts, and can put together a bespoke, flexible arrangement to suit your financial circumstances, your car, and your future needs. Our personal service means that we can take into account many more factors than a high street lender – for instance the car’s true residual value, other assets you may own or your business situation – and come up with a fast decision and a plan to suit you. We often offer lower payments than other lenders, and we can offer finance to clients who may be turned away by the computer-driven checklists of other companies. So contact us about finance, either before you start hunting for the perfect Lotus, or after you’ve decided on your dream car.

Why Finance with us?

Bespoke finance with JBR Capital

BESPOKE FINANCE

Finance personally designed to suit you and your vehicle

Bespoke finance with JBR Capital

EXPERT KNOWLEDGE

We specialise in high-end vehicles. That’s our only focus

Bespoke finance with JBR Capital

FAST DECISIONS

Face-to-face conversations, and fast decisions made by humans

Bespoke finance with JBR Capital

Competitive rates

Fast results, with the ability to achieve low monthly repayments

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Supercar Finance

What our clients say

Top Lotus Models We Finance

lotus-elan-side

Elan

Superb-handling classic sports car, 1962-1973

lotus-elise-side

Elise

Light, sleek drivers’ sports car, 1996-now

lotus-evora-side

Evora

Fine-handling 2+2 sports coupé, 2009-now

Lotus - Representative Finance Examples:*

*Shown below are hire purchase with balloon finance examples, purely for indicative purposes. Please contact one of the team for a tailored quotation.

Lotus Exige finance example

Exige Coupe

Year 2019
Value £65,000
OUR FINANCE EXAMPLE
Deposit £6,500
Total amount of credit £58,500
Total charge for credit £13,992
48 monthly payments £833
Final balloon payment £32,500
Total amount payable £78,992
Fixed rate of interest per annum 7.44%
Duration of agreement 49 months
Representative APR 7.90%
Type of Interest Fixed
Porsche Carrera GT finance example

Evora

Year 2018
Value £67,500
OUR FINANCE EXAMPLE
Deposit £6,750
Total amount of credit £60,750
Total charge for credit £14,544
48 monthly payments of £865
Final balloon payment £33,750
Total amount payable £82,044
Fixed rate of interest per annum 7.45%
Duration of agreement 49 months
Representative APR 7.90%
Type of Interest Fixed
Porsche Carrera GT finance example

Elise

Year 2005
Value £27,800
OUR FINANCE EXAMPLE
Deposit £2,800
Total amount of credit £25,000
Total charge for credit £5,781
48 monthly payments of £351
Final balloon payment £13,900
Total amount payable £33,581
Fixed rate of interest per annum 7.2%
Duration of agreement 49 months
Representative APR 7.90%
Type of Interest Fixed

WE KNOW THAT EVERY lotus AND EVERY OWNER IS DIFFERENT.

Car Finance Process With JBR Capital

1. Get In Touch

Call or email us today to receive a quote from our car finance experts

2. Submit Application

Once agreed, the finance proposal will be submitted to our underwriters

3. Pay Deposit

Once approved, you simply pay the deposit, sign the finance agreement

4. Drive your dream car

We pay the balance and you drive away in your dream car!

Useful Car Finance Tools

Car Finance Enquiry

Talk to our expert team about your particular requirements, we have a flexible approach to financing.

Lotus Finance Calculator

Explore your options and see an approximate monthly payment plan for your dream car.

Car Finance Glossary

Our complete glossary of terms related to car finance - the process doesn't have to be complicated.

Useful Guides

Car manufacturer buying guides and finance guides to help you make informed decisions when shopping for your next supercar.

THE INCREDIBLE LIGHTNESS OF LOTUS
Even more than most small car companies, Lotus was the product of a singular vision – that of Colin Chapman, a brilliant engineer and designer of racing and road cars. His racers won Formula One world championships seven times as well as the
Indianapolis 500, and his road cars set new standards for handling and driver feedback.

And what’s more, many of the early Lotus cars have become much sought-after – one of the very earliest, the stripped-down purists’ delight Lotus Seven, is still in production today under the Caterham name, proving that the appeal of a no-frills sports-racer endures endlessly.

Then there are the other Lotuses (Loti?) which became larger, more powerful and more civilised as the years went on, from the cute Elite to the pretty Elan, The striking Europa and on through a series of E-prefixed supercars like the Esprit, Éclat and Excel.

There have been many collaborations with other marques too, from ‘60s super-saloon the Lotus Cortina to the beefy Lotus Carlton for Vauxhall/Opel; there was a collaboration with Toyota too, Sunbeam Talbot, Opel and even a record-breaking bicycle.

Colin Chapman’s engineering mantra, borrowed from American engineer William Bushnell Stout, was ‘simplicate and add more lightness’. “Adding power makes you faster on the straights”, he said once, “but losing weight makes you faster everywhere.” This occasionally had unwanted side-effects – his techniques of making one component do multiple jobs and paring down every element to a bare minimum sometimes made his designs rather prone to failure compared to more sturdily-built rivals. The enthusiast’s joke that Lotus stands for ‘Lots Of Trouble, Usually Serious’ is meant light-heartedly, but certainly contains a grain of truth. However, modern materials and uprated components mean that it’s now perfectly possible to run a well-fettled classic Lotus without a gold card breakdown membership.

Though he died in 1982, Chapman’s legacy very much lives on in the modern Lotus company. The engineering side is highly respected across the world and works for a variety of clients on all kinds of complex leading-edge projects. The car division, meanwhile, produces the Elise roadster and Exige coupé, the Evora supercar and the incredibly fast and single-minded track-only Exos. All share the Chapman DNA – they’re light, often with much use of exotic materials, grippy and quick.

And as an unexpected side-effect, that lightness makes them ideal for the latest hybrid or electric powertrains; the battery-fuelled Tesla Roadster was really a mildly re-engineered Lotus Elise, and in fact was largely built at Lotus’s plant in Hethel, Norfolk. As somebody who spent their entire life chasing new and innovative ideas in advanced engineering, Colin Chapman would surely have approved.

If you’re interested in acquiring one of these superlative British-built drivers’ cars, talk to us. We are experts in financing superb cars such as these, and would be delighted to help you achieve your aim.

Lotus Finance With JBR Capital
Lotus Finance With JBR Capital

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